If anyone is hurt — call 911 first. Then file your claim.
Claims

Take a breath. We've got this.

Claims are why insurance exists. We will walk you through every step, advocate on your behalf with the carrier, and answer the phone when you need us most.

After an Incident

What to do first.

Three steps. In this order. Everything else follows.

01

Make sure everyone is safe

If anyone is injured, call 911 immediately. Move to a safe location. Property can be replaced — people cannot.

02

Document what happened

Photos of the damage, license plates, the other party's information, the police report number, and the time and location. The more documentation, the smoother the claim.

03

Call us — or the carrier

Call our office at (507) 451-1168 during business hours. After hours, call the 24/7 claim line for your carrier below. Either way, we will be involved.

Carrier Claim Lines

Twenty-four hours. Seven days.

Direct lines for your carrier. Save the appropriate number to your phone. The agency office can also call on your behalf — we will be involved either way.

FARMERS

Farmers Insurance

Auto, home, life, and commercial claims. 24/7 dispatch with a US-based claims team.

1-800-435-3535
BRISTOL WEST

Bristol West

Non-standard auto and motorcycle claims. 24/7 reporting.

1-800-294-8842
FOREMOST

Foremost

Specialty homeowners, mobile home, and seasonal property claims.

1-800-527-5504
PROGRESSIVE

Progressive

Auto, motorcycle, and recreational vehicle claims. 24/7 reporting.

1-800-274-4499
OTHER

Not sure which carrier?

Call our office. We will identify your carrier, dispatch the claim, and stay on the line.

(507) 451-1168

Prefer to email us?

Send the details to our office and we will begin the claim with you.

Contact the office
Your Advocate

We work for you.

If your claim is delayed, denied, or underpaid, we engage the carrier on your behalf. That is not a courtesy — it is the entire reason an agent exists.

What you can expect from us: a same-day callback during business hours, a personal walkthrough of the claim process, direct lines into the carrier when escalation is needed, and a single point of contact from the first call through the final payment.
We're Here

Need to talk right now?

During business hours, the office picks up. After hours, the carrier lines above are staffed twenty-four-seven.

(507) 451-1168 Send a message