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Farmers Insurance® Premier Agency · Est. 2023
A family name.
A personal promise.
Farmers Insurance Agent in Owatonna, Minnesota
William Tuttle Agency is a Farmers Insurance® Premier Agency in Owatonna, Minnesota — auto, home, life, and business coverage for families and business owners across Minnesota — from a team that picks up the phone.
2,000+
Families Protected
5
States Licensed
20+
Carriers Represented
5-Star
Customer Satisfaction — our standard
#1 in Minnesota for Farmers new business production · A Farmers Insurance Premier Agency
Your Local Agency
Farmers Insurance agent in Owatonna, Minnesota.
William Tuttle Agency is a Farmers Insurance Premier Agency at 121 W Broadway St in Owatonna, Minnesota. We are #1 in Minnesota for Farmers new business production, and we write auto, home, renters, life, business, umbrella, and recreational insurance for families and business owners across all of Minnesota — plus Wisconsin, Iowa, Michigan, and Arizona. Call or text (507) 451-1168, or request a quote online — a licensed agent reviews every request personally.
Inside the Agency
Real people. Real answers.
Behind every policy is a licensed professional who answers the phone, knows your name, and treats your coverage like it matters, because it does.
Our agency operates on a simple premise: insurance is a relationship business. We invest the time to understand your circumstances, advise without pressure, and remain available long after the policy is bound. Our standard is 5-star customer satisfaction on every policy we write: a licensed agent who answers, explains, and follows through.
Coverage
Every line you need, under one roof.
01
Auto
Liability tailored to your net worth, rideshare-ready policies, accident forgiveness, and Signal® savings — built for Minnesota's no-fault rules and real winters.
Explore Auto 02Home & Renters
Replacement-cost dwelling coverage, Declining Deductibles®, scheduled valuables, and the endorsements hail-and-ice-dam country actually requires.
Explore Home 03Life
Term, whole, universal, and indexed universal, structured around your family, your legacy, and your tax position.
Explore Life 04Business
Business Owner Policies, general liability, commercial auto, workers' compensation, and cyber, designed around how you operate.
Explore Business 05Umbrella
One million dollars and above of liability protection over your home, auto, and rental properties — the quiet backbone of a real protection plan.
Explore Umbrella 06Boats, ATVs & Motorcycles
On the lake, on the trail, or on the road. Specialty assets deserve specialty coverage, not a thin endorsement on your auto policy.
Explore Recreational 07Specialty Lines
Pet insurance, flood, jewelry, surety bonds, home warranties, classic automobiles, and landlord coverage, placed across our specialty carriers.
Explore Specialty →Not sure where to begin?
Share what you are protecting. We will design the rest.
Request a QuoteBusinesses We Insure
Built for the trade you actually run.
Why a Local Agent
What a 1-800 number can't do.
01
A real person, every time
Call our Owatonna office and you reach the same team that knows your name and your policy. No phone tree, no national queue, no starting over with a stranger.
02
Coverage built around your life
We look at what you actually own and how you live, then build coverage to fit. An online quote sells you a number. We make sure that number protects you.
03
In your corner at claim time
When something goes wrong, you are not alone with a hotline. You have a local agent who helps you file it right and follows it through to the end.
04
Every policy under one roof
Auto, home, life, business, and the specialty lines in between, reviewed together. We catch the gaps and the overlaps a single-product website never will.
05
Guidance at no extra cost
A licensed agent does not add to your premium. You get professional advice and an advocate built into your policy, not added on top of it.
06
We know Minnesota
We live where you live. We know the winters, the roads, and the risks here because we deal with them ourselves, every season.
How It Works
A considered path to coverage.
01
A conversation
Fifteen minutes on the phone: your assets, your dependents, your priorities. No pitch. Just listening, and the right questions.
02
Analysis & optimization
Your risk profile, eligible discounts, bundling opportunities, and coverage gaps, reviewed across twenty-plus carriers.
03
Coverage, presented
A line-by-line walkthrough. Every question answered. Bound the same day when you are ready. Annual reviews for the life of the relationship.
Est. 2023
A family name.
A personal promise.
Thad Tuttle opened these doors in 2023. His son Will leads the agency today, from the same office on Broadway Street — with the same standard behind every policy.
Leadership
The people behind your policy.
William Tuttle
Owner & CEO
Second-generation agent carrying his father's work forward. Born and raised in Ellendale, Minnesota.
Peyton Curtis
Director of Agency Operations
Runs the agency floor: workflow, producer support, and the systems that keep every client's policy on track.
Jessica Tuttle
Head of Customer Satisfaction
The voice clients hear most. Service, advocacy, and the relentless follow-through that defines our agency.
Gavin Briggs
Licensed Sales Agent
Multi-line specialist with a sharp eye for the gaps prior agents have missed.
Carriers
One agency. Twenty-plus carriers.
Farmers
Bristol West
Foremost
Progressive
Safeco
Travelers
National General
Tapco
Pets Best
Hagerty
JC Taylor
Jewelers Mutual
CAT Coverage
Steadily
ErgoNext
American Home Shield
BTIS
AmTrust
RLI
See all our carriers →
Reviews
Don't take our word for it.
Rated by the families and business owners we protect across Minnesota. In their words:
"Peyton was great to work with. He works fast, efficient, and was genuinely supportive of my budget. He walked me through rate options clearly… Ended up with a policy that fit my needs perfectly. Highly recommend!"Desralynn C. · Google review
"I have never talked to an insurance agency that made me feel so comfortable asking questions. I appreciate that so very much. Would definitely recommend this company."Aimee H. · Google review
"I had an incredible experience. They hold a strong family feel, and you can tell integrity is important. I have full confidence in working with them."Kada T. · Google review
From the Blog
Minnesota insurance, in plain English.
Home
Does home insurance cover sump pump failure & sewer backup?
Usually not on a standard policy. The water backup endorsement Minnesota basements need, and how to ask for it.
Claims
Storm damage in Steele County: before you sign with a roofer
Hail just hit and the door-knockers are out. Seven steps to take before you sign a roofing contract.
Questions
Answers, up front.
What insurance does William Tuttle Agency offer?
We write auto, home, renters, life, business, umbrella, boat, ATV, and motorcycle insurance, plus specialty lines like pet, flood, jewelry, surety bonds, home warranty, classic auto, and landlord coverage — all from one office in Owatonna, Minnesota.
Do you only sell Farmers Insurance?
Farmers Insurance is our primary carrier, and we are a Farmers Premier Agency. We also hold appointments with more than twenty additional carriers for hard-to-place and specialty risks, so nearly every risk has a home with us.
What areas does William Tuttle Agency serve?
Our office is at 121 W Broadway St in Owatonna, Minnesota, and we are licensed across the whole state. We serve families and business owners from the Twin Cities to Rochester, Duluth, St. Cloud and the Brainerd Lakes — including Mankato, Faribault, Rochester, Albert Lea, Waseca, Northfield, and the Steele County towns of Medford, Ellendale, and Blooming Prairie, plus New Richland, Claremont, and Dodge Center. We are licensed in Minnesota, Wisconsin, Iowa, Michigan, and Arizona — and we actively serve clients in all five.
How do I get an insurance quote in Owatonna?
Request a quote online in about two minutes, call or text (507) 451-1168, or book an appointment. A licensed local agent — not a call center — reviews every request.
Who owns William Tuttle Agency?
The agency is owned by William "Will" Tuttle, a second-generation Farmers Insurance agent. His father, Thad Tuttle, founded it in 2023 and passed away in February 2026; Will owns and leads the agency today. It operates as Tuttle Family LLC — which is where the tagline comes from: A family name. A personal promise. Read our story.