Carrying a father's work forward: comprehensive coverage for families and business owners across Minnesota and Wisconsin.
Behind every policy is a licensed professional who answers the phone, knows your name, and treats your coverage like it matters, because it does.
Our agency operates on a simple premise: insurance is a relationship business. We invest the time to understand your circumstances, advise without pressure, and remain available long after the policy is bound.
Liability tailored to your net worth, rideshare-ready policies, accident forgiveness, and Signal® savings of up to 25 percent.
Explore Auto 02Replacement-cost dwelling coverage, Declining Deductibles®, scheduled valuables, and the endorsements most policies quietly omit.
Explore Home 03Term, whole, universal, and indexed universal, structured around your family, your legacy, and your tax position.
Explore Life 04Business Owner Policies, general liability, commercial auto, workers' compensation, and cyber, designed around how you operate.
Explore Business 05One million dollars and above of liability protection over your home, auto, and rental properties, typically for less than a coffee subscription per month.
Explore Umbrella 06On the lake, on the trail, or on the road. Specialty assets deserve specialty coverage, not a thin endorsement on your auto policy.
Explore Recreational 07Pet insurance, flood, jewelry, surety bonds, home warranties, classic automobiles, and landlord coverage, placed across our specialty carriers.
Explore Specialty →Share what you are protecting. We will design the rest.
Request a QuoteCall our Owatonna office and you reach the same team that knows your name and your policy. No phone tree, no national queue, no starting over with a stranger.
We look at what you actually own and how you live, then build coverage to fit. An online quote sells you a number. We make sure that number protects you.
When something goes wrong, you are not alone with a hotline. You have a local agent who helps you file it right and follows it through to the end.
Auto, home, life, business, and the specialty lines in between, reviewed together. We catch the gaps and the overlaps a single-product website never will.
A licensed agent does not add to your premium. You get professional advice and an advocate built into your policy, not added on top of it.
We live where you live. We know the winters, the roads, and the risks here because we deal with them ourselves, every season.
Fifteen minutes on the phone: your assets, your dependents, your priorities. No pitch. Just listening, and the right questions.
Your risk profile, eligible discounts, bundling opportunities, and coverage gaps, reviewed across twenty-plus carriers.
A line-by-line walkthrough. Every question answered. Bound the same day when you are ready. Annual reviews for the life of the relationship.
Second-generation agent carrying his father's work forward. Born and raised in Ellendale, Minnesota.
Runs the agency floor: workflow, producer support, and the systems that keep every client's policy on track.
The voice clients hear most. Service, advocacy, and the relentless follow-through that defines our agency.
Multi-line specialist with a sharp eye for the gaps prior agents have missed.
The families and business owners we protect tell the story better than we ever could. Read what our clients across southern Minnesota have to say, in their own words, on Google.
Read our Google reviews →