Insurance Referral Partners in Minnesota
Send us your client. We will make you look good.
The William Tuttle Agency works with realtors, mortgage lenders, auto and RV dealers, contractors, property managers, financial advisors and attorneys across Minnesota and the states we serve. Your client gets one licensed local agent, Farmers Insurance plus 20+ additional carriers, and a straight answer — including on the risks other agencies turn away. You get a partner who calls when they say they will and sends business back. Call (507) 451-1168 or use the form below.
We do not pay for referrals, and we do not ask you to. We earn them.
Why professionals refer to this agency. A closing that stalls on a binder, a buyer whose lender needs evidence of insurance today, a customer driving a new truck off the lot, a contractor who needs a certificate before the crew starts, a client with a lake home nobody else will write. Those are the moments a referral partner is judged by. We answer the phone, we quote Farmers first and check twenty-plus other markets where they fit, and we tell you and your client the truth early — including when something does not fit.
Built for the people whose deals depend on insurance.
Different professions, the same need: a licensed agent who picks up, moves quickly, and does not embarrass you in front of your client.
Realtors & title companies
Homeowners quotes for buyers, evidence of insurance for closings, and honest answers on older roofs, wood stoves, lake homes and rural properties. We write home, cabin, high-value and vacant properties.
Mortgage lenders
Binders and declarations pages delivered to your processor, flood and hazard questions answered plainly, and a buyer who understands what they are paying for. Licensed in five states for out-of-area borrowers.
Auto, RV & powersports dealers
Proof of insurance while the customer is still in the finance office. Auto, RV, boat, side-by-side and snowmobile coverage, plus collector and high-risk drivers other agencies decline.
Contractors & trades
Certificates of insurance issued when the general contractor asks, and a partner who insures your subs and your customers. We write contractors, plumbers, electricians, roofers and the homeowners you work for.
Property managers & landlords
Landlord, apartment building and renters policies that actually connect — with the manager named where the agreement requires it. See property manager insurance.
A partner, not a lead form.
- A licensed human, every time. Your client reaches an agent in our Owatonna office, not a call center. So do you.
- Farmers first, then twenty-plus more. Many agents represent a single company. We lead with Farmers Insurance and hold appointments with 20+ additional carriers, so the buyer with the older roof, the driver with the record, or the business with the odd class code often has somewhere to go.
- Documents to the people who need them. Binders, evidence of insurance, certificates and declarations pages go to your processor, closer or GC directly, with the client's permission.
- Straight answers early. If something is not going to fit, we say so at the start — not the day before closing.
- Five states, one team. Licensed in Minnesota, Wisconsin, Iowa, Michigan and Arizona, so an out-of-area buyer or a snowbird does not need a second agency.
- Referrals go both ways. Our clients ask us for realtors, lenders, contractors and advisors every week. We keep a short list of partners we trust, and we use it.
- Nothing of value changes hands. Minnesota's rules generally prohibit paying for referrals. We follow them, and we do not ask you to break them either.
Three steps, no friction.
Send the client
Call, text, email, or use the form below. A name, a phone number and what they need is enough. Tell us the deadline if there is one.
We take it from there
A licensed agent contacts your client, quotes Farmers Insurance first and checks brokerage markets where they fit, and gets documents to whoever needs them.
You hear back
With the client's permission, we keep you posted on where things stand. And when one of our clients needs what you do, you hear from us then too.
Send us a client or introduce yourself.
A licensed agent from our office follows up. Client details are used only to contact them about coverage.
Partnering with us, answered plainly.
Do you pay for referrals?
No. Minnesota's insurance rules generally prohibit paying or giving anything of value for referrals, and we do not ask our partners to do it either. What we offer is service your clients will thank you for, and referrals back to you when we can make them.
What happens after I refer someone?
A licensed agent from our office contacts them, quotes Farmers Insurance first and checks our brokerage markets where they fit, and — with the client's permission — keeps you informed of where things stand. You will never be left wondering whether we called.
Can you handle a client who has been declined elsewhere?
Often. Many agents represent a single company. We lead with Farmers and hold appointments with 20+ additional carriers, so a risk that did not fit one market often has somewhere to go. We cannot promise placement, but we can promise a real look and a straight answer.
Do you work outside Minnesota?
Yes. We are licensed in Minnesota, Wisconsin, Iowa, Michigan and Arizona, and we serve clients in all five with the same team and the same standard.
How do I send you a client?
Call or text (507) 451-1168, email wtuttle@farmersagent.com, or use the form on this page. Tell us the client's name, what they need and when they need it, and we will take it from there.