Terms and Conditions.

These Terms and Conditions ("Terms") govern your use of the William Tuttle Agency (Tuttle Family LLC, a Farmers Insurance Premier Agency) website and the services offered through it, including our text messaging program. Please read them carefully. If you do not agree, please do not use the site or opt into our texts.

About our services

The William Tuttle Agency is a licensed insurance agency. The information on this website is provided for general information and is not an offer of insurance or a guarantee of coverage. Any quote we provide is an estimate, is not binding, and is subject to underwriting and final approval by the insurance carrier. The actual terms of your coverage are governed by the policy the carrier issues, not by this website.

Using this website

When you submit a form, you agree to provide accurate and complete information. You agree not to misuse the site, attempt to disrupt it, or use it for any unlawful purpose. You are responsible for the information you submit.

Text messaging (SMS) terms

By providing your mobile number and checking the consent box on one of our forms, you agree to these text messaging terms:

• Program. The William Tuttle Agency sends text messages to clients and prospects who opt in, so we can help with quotes, policies, and service.
• Message types. Quote follow-ups, policy and billing updates, service messages, and appointment or document reminders.
• Message frequency. Message frequency varies based on your activity with our agency.
• Cost. Message and data rates may apply, depending on your mobile plan.
• Not a condition of purchase. Your consent to receive text messages is not a condition of buying any product or service.
• To opt out. Reply STOP at any time to cancel. After you opt out, you will receive one message confirming that you have been unsubscribed.
• For help. Reply HELP, or call us at (507) 451-1168.
• Carriers. Mobile carriers are not liable for delayed or undelivered messages.
• Privacy. Your information is handled as described in our Privacy Policy. We do not sell your information, and your opt-in data is not shared with third parties for marketing.

Website analytics

This site may use analytics and advertising cookies, such as Google Analytics 4 deployed through Google Tag Manager, to understand how the site is used. These tools, and the choices you have about them, are described in the Analytics and advertising cookies section of our Privacy Policy. By using the site, you acknowledge that these tools may collect usage data as described there.

Intellectual property

The content, design, and crest on this website are owned by the William Tuttle Agency and may not be copied or reused without our permission. Farmers and the Farmers Insurance name and logos are trademarks of Farmers Group, Inc. and its affiliates, used with permission.

Third-party links and services

This site may link to or embed third-party services, such as Google Maps, Google reviews, and Farmers.com. We are not responsible for the content or practices of those third parties, which are governed by their own terms and privacy policies.

Disclaimer

This website is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the site will be uninterrupted, error free, or free of harmful components, and we are not responsible for decisions made based on general information on the site rather than advice from a licensed agent.

Limitation of liability

To the fullest extent permitted by law, the William Tuttle Agency will not be liable for any indirect, incidental, or consequential damages arising from your use of this website. Nothing in these Terms limits any rights you have under your actual insurance policy or under applicable law.

Governing law

These Terms are governed by the laws of the State of Minnesota, without regard to its conflict of law rules.

Changes to these terms

We may update these Terms from time to time. When we do, we will change the "updated" date at the top of this page. Continued use of the site after a change means you accept the updated Terms.

Contact us

William Tuttle Agency
121 W Broadway St, Owatonna, MN 55060
(507) 451-1168 · wtuttle@farmersagent.com

These Terms are provided for general information and are not legal advice. We recommend you have them reviewed by your own legal or compliance advisor before relying on them. See also our Privacy Policy.